
The Climb
Financial Freedom
$1.14MFeb 2063 36.4 years to go1.8% of total Freedom goalProjected, not guaranteedTHE ENTIRE CLIMBFrom your first step to Financial Freedom
56% complete
Progress
$20,000Net WorthNEXT MISSION
Invest $30 this week
$0 / $30
Completing this could move your checkpoint approximately
56% → 56%
$10,000 Invested · estimate, not a guarantee
Based on your income, expenses, estimated debt minimums and existing plan. Half of estimated weekly capacity stays unallocated; completed missions use the same weekly allowance. Only act after bills are covered.
How Freedom XP works
+25 XP for your first completed Weekly Climb each week, even if balances haven’t changed. Repeated check-ins and opening the app don’t earn more.
Earn +25 XP per week for each healthy move: debt paid down, new savings, and investment contributions. Transfers and market-only gains don’t earn contribution XP. Missions and first-time financial checkpoints earn their displayed rewards.
Levels need progressively more XP: 100, 400, 900, 1,600 total XP… Your money—not your level—moves the hiker.
One check-in per week keeps your streak. One missed week is protected per streak; longer breaks start a fresh streak, never remove XP or levels. Best: 0 weeks.
Check in when you’re ready this week.
